credit report

The City of Rochester is launching a new program aimed to help renters with their credit. Mayor Malik Evans announced the initiative Monday, which is a positive-only reporting method to help renters establish or improve their credit scores. According to a study from the Federal Reserve Bank of New York, one in five Rochester residents […]

2025 is starting off on a good note for Americans and their credit report. The Consumer Financial Protection Bureau just finalized a new rule barring medical debt from being included on your credit report. The final rule will stop medical bills from being included in credit reports that lenders use, and it will also ban […]

The Biden administration, through the Consumer Financial Protection Bureau (CFPB), has proposed new federal regulations to remove medical debt from credit reports. If implemented, these rules would protect millions of Americans struggling with unaffordable medical bills. Vice President Kamala Harris emphasized that no one should be denied economic opportunities due to medical emergencies. The administration […]

People with medical collections under $500 may see their scores increase by 21 points within the first quarter. Last month, the nation’s three main consumer reporting agencies announced the removal of medical debt collections under $500 from consumer credit reports. Source: Yahoo Finance

Wanna to take a look at your credit report? Now you can! And for free, for the next 12 months.   Equifax, Experian and TransUnion are all working together to allowing consumers to check their credit report weekly for free until April 2021, on Annualcreditreport.com .   Why now? According to Bruce McClary a National […]


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