credit cards

Credit card delinquencies are on the rise, as research from the New York Federal Reserve shows nearly a fifth of borrowers are “maxed-out.” According the new report, issued by the bank’s Center for Microeconomic Data, household debt rose by 1.1 percent, or $184 billion, in the first quarter of the year, bringing the total to $17.69 […]

Inflation is 3 times higher this year. Americans in dire financial circumstances are swiping credit cards more frequently compared to last year. But they continue to hold back from dipping into savings and retirement accounts relative to last year. Some 13% of U.S. households found it very difficult to pay for their usual expenses from […]

Russia continues to be completely shut out from the world after Visa and Mastercard announced that the companies will no longer provide services there. That means people wouldn’t be able to withdraw money from ATMs or use cards payments at businesses. Both companies together provide services to the world with about 90% of credit and […]

Last Week Capital One said they plan to eliminate overdraft fees starting early next year. Capital One has become the largest bank to get rid of the charges that cost Americans billions of dollars every year. Customers who are enrolled in overdraft protection will be automatically converted to the bank’s no-fee overdraft in early 2022.  Click […]


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