consumer protection
A federal judge in Texas has struck down a rule from the Consumer Financial Protection Bureau (CFPB) that would have barred medical debt from appearing on credit reports. The CFPB had argued that medical bills were unreliable indicators of creditworthiness and sought to prevent lenders from using them in financial decisions. The court sided with […]
The Federal Trade Commission’s new “Click to Cancel” rule, effective July 14, simplifies how consumers end unwanted subscriptions. The rule mandates that companies must offer cancellation methods that are just as easy as signing up, eliminating tactics like requiring phone calls or live chats unless those were used to subscribe. New York Attorney General Letitia […]
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