Emergency fund

Did you spend all your emergency savings during the pandemic? A new study reveals that Black respondents are 43% more likely than overall respondents to have spent their emergency savings since the COVID-19 pandemic began. The study by Real Estate Witch was based on an online survey done in late January of 1,000 people questioned […]

According to a new survey from Bankrate, more than half of Americans lack the savings to cover a surprise $1,000 expense. And fully a third of households would have to use a credit card, take out a personal loan, or borrow money from family or friends to handle such an emergency. Of that number, 20% […]


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