New State Law Targets Credit History Discrimination in Hiring

Starting April 18, 2026, New York will ban most employers from using credit history in hiring, firing, or promotions. Signed by Kathy Hochul, the law aims to reduce barriers to employment and promote fairer hiring.

Exceptions include roles in law enforcement, jobs requiring security clearance, positions with major financial authority, or access to trade secrets. Supporters like Dave Seeley of RochesterWorks say the change will help employers focus more on skills instead of credit history.

New York State bans employers from using credit history in hiring decisions starting Saturday